Coastal Homes, Lower Rates: Streamline Developers’ 3-2-1 Buy Down Makes Owning Easier

October 29, 2025

Ready to lock in a coastal lifestyle? What about a lower payment? Streamline Developers has partnered with Guild Mortgage to offer a powerful 3-2-1 temporary rate buy down on eight of our move-in-ready homes across New Bern and Newport. A rate buy down means the builder temporarily reduces your mortgage interest rate for the first three years: 3% lower in year one, 2% lower in year two, and 1% lower in year three. Right now, your rate could be as low as 2.875% in the first year! Starting in year four, the original fixed rate resumes for the life of the loan. Get monthly savings for up to 36 months, exclusive with Chett Mann of Guild Mortgage, our preferred lender. Don’t miss this unique opportunity to call the coast home by 2026.

Several stunning New Bern NC homes are included in this program. At Reunion Pointe, you’ll find 3902 and 3904 Reunion Pointe Lane, both listed at $424,900 with a first-year rate of 2.875%. Also available in this charming neighborhood are 3907 Reunion Pointe Lane priced at $454,900, and two additional homes at 1007 Exeter Place for $529,900 and 1009 Brighton Drive for $459,900 that feature a first-year rate as low as 3.375%.

In nearby Newport, luxury living awaits behind the gates of Cannonsgate and in the elegant Colleton Square community. The available homes include 312 Cannonsgate Drive priced at $839,000 with a 3.25% first-year rate, 609 Cannonsgate Drive at $979,900 with a 3.375% first-year rate, and 218 Colleton Square at $959,900 also with a 3.375% first-year rate.

Buyers can apply seller-paid closing credit toward the 3-2-1 Temp Rate Buy Down, based on a conventional 30-year fixed loan at a qualifying price point. This program applies to primary, owner-occupied residences with a minimum 740 FICO credit score and does not apply to investment properties.

These New Bern NC homes and Newport coastal retreats combine craftsmanship, comfort, and savings, making now the perfect time to make your move. To learn more or schedule a tour, contact Brynn Phillips today at 252-648-8297 (office), 757-897-0336 (mobile), or by email at brynn@streamlinedevelopers.com.

This post was written by Streamline Developers.